/* ─── Variables & Reset ─── */
:root {
    --navy: #1e2d4a;
    --violet: #7a6bbd;
    --blue: #5b9bd5;
    --teal: #4eb8b0;
    --teal-accessible: #126b68;
    --gold: #f0b429;
    --light-bg: #f8f9fc;
    --text: #2c3e50;
    --text-muted: #546272;
    --white: #ffffff;
    --section-pad: 96px;
}

*, *::before, *::after {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

html {
    scroll-behavior: smooth;
    scroll-padding-top: 108px;
}

body {
    font-family: 'DM Sans', sans-serif;
    color: var(--text);
    background: var(--white);
    overflow-x: hidden;
}

/* ─── Background Stars ─── */
.bg-stars {
    position: fixed;
    inset: 0;
    pointer-events: none;
    z-index: 0;
    overflow: hidden;
    contain: layout paint style;
}

.bg-star {
    position: absolute;
    background-color: #4eb8b0;
    -webkit-mask-image: url("data:image/svg+xml,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'><path fill='black' d='M12 2l3.09 6.26L22 9.27l-5 4.87 1.18 6.88L12 17.77l-6.18 3.25L7 14.14 2 9.27l6.91-1.01L12 2z'/></svg>");
    mask-image: url("data:image/svg+xml,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'><path fill='black' d='M12 2l3.09 6.26L22 9.27l-5 4.87 1.18 6.88L12 17.77l-6.18 3.25L7 14.14 2 9.27l6.91-1.01L12 2z'/></svg>");
    -webkit-mask-size: contain;
    mask-size: contain;
    -webkit-mask-repeat: no-repeat;
    mask-repeat: no-repeat;
    opacity: 0.13;
    will-change: opacity, transform;
}

@keyframes twinkle-color {
    0%   { opacity: 0.10; transform: scale(1);    }
    14%  { opacity: 0.32; transform: scale(1.15); }
    30%  { opacity: 0.01; transform: scale(1);    }
    50%  { opacity: 0.32; transform: scale(1.15); }
    70%  { opacity: 0.01; transform: scale(1);    }
    85%  { opacity: 0.32; transform: scale(1.15); }
    100% { opacity: 0.10; transform: scale(1);    }
}

@keyframes color-drift {
    0%, 100% { opacity: 0.10; }
    50%       { opacity: 0.20; }
}

.bg-star:nth-child(1)  { width: 36px; height: 36px; top:  6%; left:  5%; animation: color-drift 9s step-start infinite 0s; }
.bg-star:nth-child(2)  { width: 54px; height: 54px; top: 11%; left: 83%; animation: twinkle-color 9s ease-in-out infinite 0.8s; }
.bg-star:nth-child(3)  { width: 30px; height: 30px; top: 23%; left: 67%; animation: color-drift 9s step-start infinite 3s; }
.bg-star:nth-child(4)  { width: 64px; height: 64px; top:  7%; left: 47%; animation: twinkle-color 9s ease-in-out infinite 1.5s; }
.bg-star:nth-child(5)  { width: 38px; height: 38px; top: 38%; left: 91%; animation: twinkle-color 9s ease-in-out infinite 0.3s; }
.bg-star:nth-child(6)  { width: 46px; height: 46px; top: 50%; left:  4%; animation: twinkle-color 9s ease-in-out infinite 2.1s; }
.bg-star:nth-child(7)  { width: 32px; height: 32px; top: 57%; left: 74%; animation: color-drift 9s step-start infinite 6s; }
.bg-star:nth-child(8)  { width: 56px; height: 56px; top: 66%; left: 17%; animation: twinkle-color 9s ease-in-out infinite 1.0s; }
.bg-star:nth-child(9)  { width: 36px; height: 36px; top: 74%; left: 89%; animation: twinkle-color 9s ease-in-out infinite 0.5s; }
.bg-star:nth-child(10) { width: 30px; height: 30px; top: 83%; left: 52%; animation: color-drift 9s step-start infinite 1.5s; }
.bg-star:nth-child(11) { width: 48px; height: 48px; top: 91%; left: 30%; animation: twinkle-color 9s ease-in-out infinite 1.8s; }
.bg-star:nth-child(12) { width: 34px; height: 34px; top: 29%; left:  9%; animation: color-drift 9s step-start infinite 4.5s; }
.bg-star:nth-child(13) { width: 44px; height: 44px; top: 61%; left: 59%; animation: twinkle-color 9s ease-in-out infinite 2.5s; }
.bg-star:nth-child(14) { width: 52px; height: 52px; top: 16%; left: 78%; animation: twinkle-color 9s ease-in-out infinite 1.1s; }
.bg-star:nth-child(15) { width: 38px; height: 38px; top: 28%; left: 62%; animation: color-drift 9s step-start infinite 7.5s; }

h1, h2, h3, h4 {
    font-family: 'Cormorant Garamond', serif;
    font-weight: 500;
    line-height: 1.2;
}

/* ─── Navigation ─── */
nav {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 100;
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 6px 60px;
    background: #ffffff;
    border-bottom: 1px solid rgba(91, 77, 138, 0.1);
    transition: box-shadow 0.3s;
}

nav.scrolled {
    box-shadow: 0 2px 20px rgba(30, 45, 74, 0.08);
}

.nav-logo {
    display: flex;
    align-items: center;
    gap: 12px;
    text-decoration: none;
}

.nav-logo img {
    height: 92px;
    width: auto;
}

.nav-wordmark {
    display: flex;
    flex-direction: column;
    line-height: 1;
}

.nav-wordmark .top {
    font-family: 'Cormorant Garamond', serif;
    font-size: 36px;
    font-weight: 600;
    color: var(--navy);
    letter-spacing: 0.08em;
    text-transform: uppercase;
}

.nav-wordmark .bottom {
    font-family: 'DM Sans', sans-serif;
    font-size: 11px;
    font-weight: 400;
    color: var(--teal);
    letter-spacing: 0.18em;
    text-transform: uppercase;
    margin-top: 2px;
}

.nav-links {
    display: flex;
    gap: 36px;
    list-style: none;
    align-items: center;
}

.nav-links a {
    text-decoration: none;
    font-size: 17px;
    font-weight: 500;
    color: var(--navy);
    letter-spacing: 0.04em;
    transition: color 0.2s;
}

.nav-links a:hover {
    color: var(--teal);
}

.nav-cta {
    background: var(--navy);
    color: var(--white) !important;
    padding: 10px 26px;
    border-radius: 4px;
    font-size: 17px;
    white-space: nowrap;
    transition: background 0.2s !important;
}

.nav-cta:hover {
    background: var(--violet) !important;
    color: var(--white) !important;
}

/* Hamburger toggle */
.nav-toggle {
    display: none;
    flex-direction: column;
    justify-content: space-between;
    width: 24px;
    height: 18px;
    background: none;
    border: none;
    cursor: pointer;
    padding: 0;
    z-index: 101;
}

.nav-toggle span {
    display: block;
    width: 100%;
    height: 2px;
    background: var(--navy);
    border-radius: 2px;
    transition: transform 0.3s, opacity 0.3s;
}

.nav-toggle.open span:nth-child(1) {
    transform: translateY(8px) rotate(45deg);
}

.nav-toggle.open span:nth-child(2) {
    opacity: 0;
}

.nav-toggle.open span:nth-child(3) {
    transform: translateY(-8px) rotate(-45deg);
}

/* ─── Site Banner ─── */
.site-banner {
    position: relative;
    margin-top: 80px;
    width: 100%;
    height: 480px;
    max-height: 480px;
    overflow: hidden;
    line-height: 0;
}

.site-banner img {
    width: 100%;
    height: 480px;
    object-fit: cover;
    object-position: center center;
    display: block;
}

/* ─── Banner overlay statement ─── */
.banner-overlay {
    position: absolute;
    inset: 0;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    text-align: center;
    gap: 18px;
    padding: 24px;
    line-height: 1.1;
    pointer-events: none;
    background: linear-gradient(180deg, rgba(30, 45, 74, 0.18) 0%, rgba(30, 45, 74, 0.48) 100%);
}

.banner-line1 {
    display: flex;
    align-items: baseline;
    gap: 26px;
    font-family: 'Cormorant Garamond', serif;
    font-size: clamp(40px, 7vw, 88px);
    font-weight: 500;
    color: var(--white);
    text-shadow: 0 2px 24px rgba(0, 0, 0, 0.45);
}

.lpg-word {
    opacity: 0;
    transform: translateY(20px);
    transition: opacity 0.7s ease, transform 0.7s ease;
}

.lpg-word.is-visible {
    opacity: 1;
    transform: translateY(0);
}

.lpg-word + .lpg-word::before {
    content: '★';
    margin-right: 26px;
    font-size: 0.5em;
    vertical-align: middle;
    color: var(--white);
}

.banner-line2 {
    font-family: 'DM Sans', sans-serif;
    font-size: clamp(24px, 4vw, 44px);
    font-weight: 300;
    letter-spacing: 0.05em;
    color: rgba(255, 255, 255, 0.95);
    text-shadow: 0 1px 14px rgba(0, 0, 0, 0.45);
    opacity: 0;
    transform: translateY(16px);
    transition: opacity 0.85s ease, transform 0.85s ease;
}

.banner-line2.is-visible {
    opacity: 1;
    transform: translateY(0);
}

@media (prefers-reduced-motion: reduce) {
    .lpg-word,
    .banner-line2 {
        transition: none;
    }
}

/* ─── Hero ─── */
.hero {
    display: flex;
    flex-direction: column;
    align-items: stretch;
    justify-content: center;
    overflow: hidden;
    background: #e8eef8;
    padding: 60px 60px 80px;
    gap: 40px;
}


.hero-content {
    width: 100%;
    position: relative;
    z-index: 2;
    animation: fadeUp 0.9s ease both 0.2s;
}

.hero-eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-size: 12px;
    font-weight: 600;
    letter-spacing: 0.2em;
    text-transform: uppercase;
    color: var(--teal-accessible);
    margin-bottom: 20px;
}

.hero-eyebrow::before {
    content: '';
    display: block;
    width: 32px;
    height: 2px;
    background: var(--teal-accessible);
}

.hero h1 {
    font-size: clamp(48px, 6vw, 80px);
    color: var(--navy);
    margin-bottom: 24px;
    font-weight: 300;
}

.hero h1 em {
    font-style: italic;
    color: var(--violet);
}

.hero-sub {
    font-size: 18px;
    line-height: 1.7;
    color: var(--text-muted);
    margin-bottom: 40px;
    font-weight: 300;
}

.hero-actions {
    display: flex;
    gap: 16px;
    flex-wrap: wrap;
}

.btn-primary {
    background: var(--navy);
    color: var(--white);
    padding: 15px 32px;
    border-radius: 4px;
    text-decoration: none;
    font-size: 14px;
    font-weight: 600;
    letter-spacing: 0.06em;
    transition: background 0.2s, transform 0.15s;
    display: inline-block;
}

.btn-primary:hover {
    background: var(--violet);
    transform: translateY(-1px);
}

.btn-secondary {
    border: 1.5px solid var(--navy);
    color: var(--navy);
    padding: 15px 32px;
    border-radius: 4px;
    text-decoration: none;
    font-size: 14px;
    font-weight: 500;
    letter-spacing: 0.06em;
    transition: all 0.2s;
    display: inline-block;
}

.btn-secondary:hover {
    background: var(--navy);
    color: var(--white);
}

.hero-image {
    position: relative;
    width: 100%;
    max-width: 420px;
    align-self: center;
    z-index: 2;
    animation: fadeIn 0.8s ease both 0.2s;
}

.hero-image img {
    width: 100%;
    height: auto;
    mix-blend-mode: multiply;
}

.trust-bar {
    display: flex;
    gap: 48px;
    margin-top: 60px;
    padding-top: 40px;
    border-top: 1px solid rgba(30, 45, 74, 0.1);
    position: relative;
    overflow: hidden;
}


.trust-item {
    display: flex;
    flex-direction: column;
}

.trust-item .number {
    font-family: 'Cormorant Garamond', serif;
    font-size: 22px;
    font-weight: 600;
    color: var(--navy);
    line-height: 1;
    letter-spacing: 0.02em;
}

.trust-item .label {
    font-size: 12px;
    color: var(--text-muted);
    margin-top: 4px;
    letter-spacing: 0.04em;
}

/* ─── Sections (shared) ─── */
section {
    padding: var(--section-pad) 60px;
    scroll-margin-top: 108px;
}

.section-label {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-size: 11px;
    font-weight: 600;
    letter-spacing: 0.22em;
    text-transform: uppercase;
    color: var(--teal-accessible);
    margin-bottom: 16px;
}

.section-label::before {
    content: '';
    display: block;
    width: 24px;
    height: 2px;
    background: var(--teal);
}

.section-title {
    font-size: clamp(36px, 4vw, 54px);
    color: var(--navy);
    margin-bottom: 20px;
    font-weight: 300;
    max-width: 700px;
}

.section-intro {
    font-size: 17px;
    line-height: 1.75;
    color: var(--text-muted);
    font-weight: 300;
}

/* ─── Philosophy ─── */
.philosophy {
    background: var(--navy);
    color: var(--white);
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: center;
}

.philosophy .section-label {
    color: var(--teal);
}

.philosophy .section-label::before {
    background: var(--teal);
}

.philosophy .section-title {
    color: var(--white);
}

.philosophy .section-intro {
    color: rgba(255, 255, 255, 0.72);
}

.philosophy-pillars {
    display: flex;
    flex-direction: column;
    margin-top: 48px;
    border-top: 1px solid rgba(255, 255, 255, 0.1);
}

.pillar {
    display: grid;
    grid-template-columns: 1fr 2fr;
    gap: 32px;
    padding: 28px 0;
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
    align-items: baseline;
}

.pillar h4 {
    font-family: 'DM Sans', sans-serif;
    font-size: 15px;
    font-weight: 600;
    color: var(--teal);
    letter-spacing: 0.03em;
}

.pillar p {
    font-size: 14px;
    line-height: 1.7;
    color: rgba(255, 255, 255, 0.65);
}

.philosophy-visual {
    position: relative;
}

.philosophy-card {
    background: #4a4080;
    border: 1px solid rgba(255, 255, 255, 0.12);
    border-radius: 16px;
    padding: 48px;
    text-align: center;
}

.philosophy-quote {
    font-family: 'Cormorant Garamond', serif;
    font-size: 28px;
    font-style: italic;
    font-weight: 300;
    color: var(--white);
    line-height: 1.5;
    margin-bottom: 24px;
}

.philosophy-quote-author {
    font-size: 13px;
    color: rgba(255, 255, 255, 0.75);
    letter-spacing: 0.08em;
    text-transform: uppercase;
}

/* ─── Services ─── */
.services {
    background: var(--light-bg);
}

.services-header {
    width: 100%;
    margin-bottom: 64px;
}

.services-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.service-card {
    background: var(--white);
    border-radius: 12px;
    padding: 40px 32px;
    border: 1px solid rgba(30, 45, 74, 0.06);
    transition: box-shadow 0.2s, transform 0.2s;
    position: relative;
    overflow: hidden;
}

.service-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 3px;
    background: linear-gradient(90deg, var(--violet), var(--teal));
    opacity: 0;
    transition: opacity 0.2s;
}

.service-card:hover {
    box-shadow: 0 12px 40px rgba(30, 45, 74, 0.1);
    transform: translateY(-3px);
}

.service-card:hover::before {
    opacity: 1;
}

.service-icon {
    width: 36px;
    height: 36px;
    margin-bottom: 20px;
    color: var(--violet);
    transition: color 0.3s ease;
}

@keyframes sparkle {
    0%   { transform: rotate(0deg)   scale(1);    filter: drop-shadow(0 0 0px currentColor); }
    25%  { transform: rotate(36deg)  scale(1.3);  filter: drop-shadow(0 0 6px currentColor); }
    50%  { transform: rotate(72deg)  scale(1.1);  filter: drop-shadow(0 0 12px currentColor); }
    75%  { transform: rotate(108deg) scale(1.3);  filter: drop-shadow(0 0 6px currentColor); }
    100% { transform: rotate(144deg) scale(1);    filter: drop-shadow(0 0 0px currentColor); }
}

.service-card:hover .service-icon {
    animation: sparkle 0.6s ease forwards;
    color: var(--violet);
}

.service-card h3 {
    font-size: 22px;
    color: var(--navy);
    margin-bottom: 12px;
}

.service-card p {
    font-size: 14px;
    line-height: 1.75;
    color: var(--text-muted);
}

.service-tag {
    display: inline-block;
    margin-top: 20px;
    font-size: 11px;
    font-weight: 600;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    color: var(--teal-accessible);
    border: 1px solid var(--teal-accessible);
    padding: 4px 12px;
    border-radius: 20px;
}

/* ─── Testimonials ─── */
.testimonials {
    background: var(--navy);
}

.testimonials .section-label {
    color: var(--teal);
}

.testimonials .section-label::before {
    background: var(--teal);
}

.testimonials .section-title {
    color: var(--white);
    margin-bottom: 48px;
}

.testimonial-carousel {
    max-width: 780px;
    margin: 0 auto;
    text-align: center;
}

.testimonial-track {
    display: grid;
}

.testimonial-slide {
    grid-area: 1 / 1;
    opacity: 0;
    transition: opacity 0.7s ease;
    pointer-events: none;
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 16px;
}

.testimonial-slide.active {
    opacity: 1;
    pointer-events: auto;
}

.testimonial-slide blockquote {
    border: none;
    padding: 0;
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.testimonial-slide blockquote p {
    font-family: 'Cormorant Garamond', serif;
    font-size: clamp(17px, 2.2vw, 22px);
    font-weight: 400;
    font-style: italic;
    line-height: 1.75;
    color: rgba(255, 255, 255, 0.88);
}

.testimonial-attribution {
    font-size: 13px;
    font-weight: 600;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    color: var(--teal);
    margin-top: 8px;
}

.testimonial-dots {
    display: flex;
    justify-content: center;
    gap: 10px;
    margin-top: 36px;
}

.testimonial-dot {
    width: 8px;
    height: 8px;
    border-radius: 50%;
    border: none;
    background: rgba(255, 255, 255, 0.25);
    cursor: pointer;
    padding: 0;
    transition: background 0.3s, transform 0.3s;
}

.testimonial-dot.active {
    background: var(--teal);
    transform: scale(1.3);
}

.testimonial-disclaimer {
    text-align: center;
    font-size: 11px;
    color: rgba(255, 255, 255, 0.4);
    margin-top: 20px;
    letter-spacing: 0.04em;
}

/* ─── Team ─── */
.team {
    background: var(--white);
}

.team-header {
    display: flex;
    flex-direction: column;
    gap: 16px;
    margin-bottom: 64px;
    width: 100%;
}

.team-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 28px;
    max-width: 860px;
    margin: 0 auto;
}

.team-card {
    border-radius: 12px;
    overflow: hidden;
    border: 1px solid rgba(30, 45, 74, 0.06);
    transition: box-shadow 0.2s;
}

.team-card:hover {
    box-shadow: 0 12px 40px rgba(30, 45, 74, 0.1);
}

.team-photo {
    width: 100%;
    aspect-ratio: 1 / 1;
    background: #dde8f5;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 64px;
    position: relative;
    overflow: hidden;
}

.team-photo img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: center center;
    display: block;
}

.team-photo::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    right: 0;
    height: 40%;
    background: linear-gradient(to top, rgba(30, 45, 74, 0.08), transparent);
}

.team-info {
    padding: 24px 24px 28px;
}

.team-info h3 {
    font-size: 20px;
    color: var(--navy);
    margin-bottom: 4px;
}

.team-role {
    font-size: 12px;
    color: var(--teal-accessible);
    font-weight: 600;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    margin-bottom: 12px;
}

.team-info p {
    font-size: 13px;
    line-height: 1.7;
    color: var(--text-muted);
    margin-bottom: 1em;
}

.team-info p:last-child {
    margin-bottom: 0;
}

/* ─── Team Bio Cards ─── */
.team-bios {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 28px;
    max-width: 1100px;
    margin: 0 auto;
    align-items: start;
}

.team-bio-card {
    border-radius: 12px;
    overflow: hidden;
    border: 1px solid rgba(30, 45, 74, 0.06);
    box-shadow: 0 4px 24px rgba(30, 45, 74, 0.07);
}

.team-bio-photo {
    width: 100%;
    height: 420px;
    overflow: hidden;
}

.team-bio-photo img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: center 25%;
    display: block;
}

.team-bio {
    padding: 32px 36px;
}

.team-bio h3 {
    font-size: 20px;
    color: var(--navy);
    margin-bottom: 4px;
}

.team-bio p {
    font-size: 13px;
    line-height: 1.7;
    color: var(--text-muted);
    margin-bottom: 1em;
}

.team-bio p:last-child {
    margin-bottom: 0;
}

/* ─── Insurance / FAQ ─── */
.insurance-faq {
    background: var(--light-bg);
}

.ins-faq-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    margin-top: 64px;
}

.ins-block h3, .faq-block h3 {
    font-size: 28px;
    color: var(--navy);
    margin-bottom: 28px;
}

.ins-list {
    list-style: none;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 10px;
    margin-bottom: 28px;
}

.ins-list li {
    font-size: 14px;
    font-weight: 500;
    color: var(--navy);
    background: var(--white);
    border: 1px solid rgba(91, 77, 138, 0.15);
    border-radius: 6px;
    padding: 10px 16px;
    display: flex;
    align-items: center;
    gap: 8px;
}

.ins-list li::before {
    content: '✓';
    color: var(--teal);
    font-weight: 700;
    font-size: 13px;
}

.ins-note {
    font-size: 13px;
    color: var(--text-muted);
    line-height: 1.65;
    background: rgba(91, 77, 138, 0.05);
    border-left: 3px solid var(--violet);
    padding: 16px 20px;
    border-radius: 0 6px 6px 0;
}

.faq-item {
    border-bottom: 1px solid rgba(30, 45, 74, 0.08);
    padding: 20px 0;
}

.faq-q {
    font-weight: 600;
    font-size: 15px;
    color: var(--navy);
    margin-bottom: 8px;
    display: flex;
    align-items: flex-start;
    gap: 12px;
}

.faq-q::before {
    content: 'Q';
    font-family: 'Cormorant Garamond', serif;
    font-size: 18px;
    font-weight: 600;
    color: var(--gold);
    flex-shrink: 0;
    line-height: 1.2;
}

.faq-a {
    font-size: 14px;
    line-height: 1.75;
    color: var(--text-muted);
    padding-left: 26px;
}

/* ─── Contact ─── */
.contact {
    background: var(--navy);
    color: var(--white);
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: center;
}

.contact .section-label {
    color: var(--teal);
}

.contact .section-label::before {
    background: var(--teal);
}

.contact .section-title {
    color: var(--white);
}

.contact .section-intro {
    color: rgba(255, 255, 255, 0.65);
}

.contact-details {
    display: flex;
    flex-direction: column;
    gap: 20px;
    margin-top: 40px;
}

.contact-details a {
    color: var(--white);
    text-decoration: underline;
}

.contact-item {
    display: flex;
    align-items: center;
    gap: 16px;
    font-size: 15px;
    color: rgba(255, 255, 255, 0.8);
}

.contact-item--top {
    align-items: flex-start;
}

.contact-icon {
    width: 40px;
    height: 40px;
    background: rgba(255, 255, 255, 0.07);
    border-radius: 8px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 16px;
    flex-shrink: 0;
}

.contact-icon svg {
    width: 16px;
    height: 16px;
    fill: currentColor;
}

.hours-grid {
    display: grid;
    grid-template-columns: 3ch 1fr;
    column-gap: 16px;
    row-gap: 3px;
    font-size: 15px;
    color: rgba(255, 255, 255, 0.8);
}

.contact-item--map {
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    cursor: pointer;
}

.contact-item--map summary {
    display: flex;
    align-items: center;
    gap: 16px;
    font-size: 15px;
    color: rgba(255, 255, 255, 0.8);
    cursor: pointer;
    list-style: none;
    outline: none;
}

.contact-item--map summary::-webkit-details-marker {
    display: none;
}

.contact-item--map summary:focus-visible {
    outline: 2px solid var(--teal);
    outline-offset: 4px;
    border-radius: 4px;
}

.map-toggle-hint {
    margin-left: auto;
    font-size: 12px;
    color: var(--teal);
    letter-spacing: 0.05em;
}

.map-toggle-hint::after {
    content: 'Show map';
}

details[open] .map-toggle-hint::after {
    content: 'Hide map';
}

.contact-map {
    margin-top: 12px;
    border-radius: 10px;
    overflow: hidden;
    border: 1px solid rgba(255, 255, 255, 0.12);
}

.contact-map iframe {
    width: 100%;
    height: 240px;
    display: block;
    border: none;
}

.map-open-link {
    display: block;
    padding: 8px 12px;
    background: rgba(255, 255, 255, 0.06);
    color: var(--teal);
    font-size: 12px;
    font-weight: 500;
    letter-spacing: 0.04em;
    text-decoration: none;
    text-align: right;
    transition: background 0.2s;
}

.map-open-link:hover {
    background: rgba(255, 255, 255, 0.1);
    text-decoration: underline;
}

.contact-form-wrap {
    background: rgba(255, 255, 255, 0.05);
    border: 1px solid rgba(255, 255, 255, 0.1);
    border-radius: 16px;
    padding: 40px;
}

.contact-form-wrap h3 {
    font-size: 24px;
    color: var(--white);
    margin-bottom: 28px;
    font-weight: 400;
}

.form-group {
    margin-bottom: 16px;
}

.form-group label {
    display: block;
    font-size: 12px;
    font-weight: 600;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    color: rgba(255, 255, 255, 0.75);
    margin-bottom: 6px;
}

.form-group input,
.form-group select,
.form-group textarea {
    width: 100%;
    background: rgba(255, 255, 255, 0.07);
    border: 1px solid rgba(255, 255, 255, 0.12);
    border-radius: 6px;
    padding: 12px 16px;
    font-size: 14px;
    color: var(--white);
    font-family: 'DM Sans', sans-serif;
    outline: none;
    transition: border-color 0.2s;
}

.form-group input::placeholder,
.form-group textarea::placeholder {
    color: rgba(255, 255, 255, 0.3);
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
    border-color: var(--teal);
}

.form-group select option {
    background: var(--navy);
    color: var(--white);
}

.form-group textarea {
    resize: vertical;
    min-height: 100px;
}

.form-submit {
    width: 100%;
    background: var(--teal-accessible);
    color: var(--white);
    border: none;
    padding: 15px;
    border-radius: 6px;
    font-size: 14px;
    font-weight: 600;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    cursor: pointer;
    margin-top: 8px;
    transition: background 0.2s;
    font-family: 'DM Sans', sans-serif;
}

.form-submit:hover {
    background: var(--violet);
}

/* ─── Footer ─── */
footer {
    background: #131f30;
    color: rgba(255, 255, 255, 0.5);
    padding: 40px 60px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    font-size: 13px;
}

footer .footer-logo {
    display: flex;
    align-items: center;
    gap: 12px;
}

footer .footer-logo img {
    width: 64px;
    height: 64px;
    object-fit: contain;
    flex-shrink: 0;
}

footer .footer-right {
    text-align: right;
    line-height: 1.8;
}

footer a {
    color: rgba(255, 255, 255, 0.5);
    text-decoration: none;
}

footer a:hover {
    color: var(--teal);
}

.footer-disclaimer {
    text-align: center;
    padding: 16px 60px;
    background: #0e1824;
    color: rgba(255, 255, 255, 0.7);
    font-size: 11px;
    font-style: italic;
    line-height: 1.6;
}

/* ─── Success Modal ─── */
.modal-backdrop {
    position: fixed;
    inset: 0;
    background: rgba(14, 24, 36, 0.75);
    display: flex;
    align-items: center;
    justify-content: center;
    z-index: 1000;
    padding: 24px;
    animation: fadeIn 0.2s ease both;
}

.modal-backdrop[hidden] {
    display: none;
}

.modal-card {
    background: var(--white);
    border-radius: 16px;
    padding: 48px 40px;
    max-width: 440px;
    width: 100%;
    text-align: center;
    box-shadow: 0 24px 64px rgba(14, 24, 36, 0.3);
    animation: fadeUp 0.3s ease both;
}

.modal-icon {
    width: 64px;
    height: 64px;
    border-radius: 50%;
    background: var(--teal-accessible);
    color: var(--white);
    font-size: 28px;
    font-weight: 700;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 24px;
}

.modal-title {
    font-family: 'Cormorant Garamond', serif;
    font-size: 32px;
    font-weight: 400;
    color: var(--navy);
    margin-bottom: 16px;
}

.modal-body {
    font-size: 15px;
    line-height: 1.7;
    color: var(--text-muted);
    margin-bottom: 32px;
}

.modal-close {
    display: inline-block;
    font-family: 'DM Sans', sans-serif;
    border: none;
    cursor: pointer;
}

/* ─── Gold Divider ─── */
.gold-divider {
    width: 48px;
    height: 3px;
    background: var(--gold);
    margin-bottom: 32px;
}

/* ─── Animations ─── */
@keyframes fadeUp {
    from {
        opacity: 0;
        transform: translateY(24px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

@keyframes fadeIn {
    from {
        opacity: 0;
    }
    to {
        opacity: 1;
    }
}

/* ─── Responsive: Tablet (≤ 1024px) ─── */
@media (max-width: 1024px) {
    nav {
        padding: 16px 32px;
    }

    .nav-wordmark {
        display: none;
    }

    section {
        padding: 72px 40px;
    }

    .site-banner {
        height: 360px;
        max-height: 360px;
    }

    .site-banner img {
        height: 360px;
    }

    .hero {
        padding: 48px 40px 72px;
    }

    .hero-image {
        max-width: 340px;
    }

    .philosophy {
        gap: 48px;
    }

    .team-header {
        gap: 40px;
    }

    .ins-faq-grid {
        gap: 48px;
    }

    .contact {
        gap: 48px;
    }

    footer {
        padding: 40px;
    }

    .footer-disclaimer {
        padding: 16px 40px;
    }
}

/* ─── Responsive: Mobile (≤ 768px) ─── */
@media (max-width: 768px) {
    :root {
        --section-pad: 64px;
    }

    html {
        scroll-padding-top: 80px;
    }

    /* Nav */
    nav {
        padding: 16px 24px;
    }

    .nav-toggle {
        display: flex;
    }

    .nav-links {
        display: none;
        position: absolute;
        top: 100%;
        left: 0;
        right: 0;
        background: rgba(255, 255, 255, 0.98);
        backdrop-filter: blur(12px);
        flex-direction: column;
        gap: 0;
        padding: 16px 24px 24px;
        border-bottom: 1px solid rgba(91, 77, 138, 0.1);
        box-shadow: 0 8px 24px rgba(30, 45, 74, 0.08);
    }

    .nav-links.open {
        display: flex;
    }

    .nav-links li {
        width: 100%;
    }

    .nav-links a {
        display: block;
        padding: 12px 0;
        border-bottom: 1px solid rgba(30, 45, 74, 0.06);
        font-size: 15px;
    }

    .nav-links li:last-child a {
        border-bottom: none;
    }

    .nav-cta {
        margin-top: 8px;
        text-align: center;
        padding: 12px 22px;
    }

    /* Hero */
    .site-banner {
        margin-top: 64px;
        height: 240px;
        max-height: 240px;
    }

    .site-banner img {
        height: 240px;
    }

    .banner-overlay {
        gap: 12px;
        padding: 16px;
    }

    .banner-line1 {
        gap: 16px;
        font-size: clamp(30px, 9vw, 56px);
    }

    .lpg-word + .lpg-word::before {
        margin-right: 16px;
    }

    .banner-line2 {
        font-size: clamp(16px, 4.4vw, 28px);
    }

    .hero {
        padding: 40px 24px 64px;
    }

    .hero-image {
        max-width: 280px;
    }

    .hero h1 {
        font-size: clamp(38px, 10vw, 56px);
    }

    .hero-sub {
        font-size: 16px;
    }

    .trust-bar {
        gap: 24px;
        flex-wrap: wrap;
    }

    /* Sections */
    section {
        padding: var(--section-pad) 24px;
        scroll-margin-top: 80px;
    }

    /* Philosophy */
    .philosophy {
        grid-template-columns: 1fr;
        gap: 48px;
    }

    .pillar {
        grid-template-columns: 1fr;
        gap: 8px;
    }

    .philosophy-card {
        padding: 32px 24px;
    }

    .philosophy-quote {
        font-size: 22px;
    }

    /* Services */
    .services-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    /* Team */
    .team-header {
        grid-template-columns: 1fr;
        gap: 16px;
        margin-bottom: 40px;
    }

    .team-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .team-bios {
        grid-template-columns: 1fr;
        max-width: 560px;
    }

    /* Insurance / FAQ */
    .ins-faq-grid {
        grid-template-columns: 1fr;
        gap: 48px;
        margin-top: 40px;
    }

    /* Contact */
    .contact {
        grid-template-columns: 1fr;
        gap: 48px;
    }

    .contact-form-wrap {
        padding: 28px 24px;
    }

    /* Footer */
    footer {
        flex-direction: column;
        gap: 24px;
        text-align: center;
        padding: 32px 24px;
    }

    footer .footer-right {
        text-align: center;
    }

    .footer-disclaimer {
        padding: 16px 24px;
    }
}

/* ─── Responsive: Small Mobile (≤ 480px) ─── */
@media (max-width: 480px) {
    .banner-overlay {
        padding: 48px 16px 16px;
    }

    .banner-line1 {
        gap: 12px;
        font-size: clamp(26px, 8vw, 40px);
        white-space: nowrap;
    }

    .lpg-word + .lpg-word::before {
        margin-right: 12px;
    }

    .banner-line2 {
        font-size: clamp(15px, 4.6vw, 24px);
    }

    .services-grid {
        grid-template-columns: 1fr;
    }

    .team-grid {
        grid-template-columns: 1fr;
    }

    .ins-list {
        grid-template-columns: 1fr;
    }

    .trust-bar {
        flex-direction: column;
        gap: 16px;
    }

    .hero-actions {
        flex-direction: column;
    }

    .btn-primary,
    .btn-secondary {
        text-align: center;
    }
}